Insurance for rental suites & owner occupied multi-plexes
Including exclusive coverage for Unpaid rents and Damage caused by tenants
Our superior package for rented suites in your own home
Your beautiful home deserves the best, so does your rental. No compromise, just rely on APRIL, the first and only insurance provider covering Unpaid rents and Damage by tenants.
The truth about our amazing coverage
APRIL is the first and only insurance provider to cover landlords’ biggest risks; unpaid rents and damage by tenants.
– Your home and rental from fire, water including sewer back-up, wind, hail, earthquake*, vandalism or burglary…
– Your own belongings and furniture
– Your appliances or furniture if you make them available to your tenants
– Your living expenses (such as accommodation and food) while you can’t live in your home due to a covered claim.
– Your personal civil liability if you cause harm to someone or damage someone’s property, and you’re found legally liable.
– Your rental value while the rental property is uninhabitable by your tenants due to a covered claim.
– Your unpaid rents**, if your tenant stops paying you rent or your property is untenantable due to damages caused by your tenants.
– Theft and damage caused to your property by your tenants**, whether they were made maliciously or not.
*Subject to eligibility criteria – **Optional – Only in Ontario and Quebec –
We are happy to help all homeowners regardless of:
– The type of property you’re insuring (your rented multi-plex where you occupy one unit, a basement apartment in your primary home, or your garage that you’ve converted into a coach house…)
– The type of rental (semi or fully furnished, or no furniture at all)
– Your history of insurance (multiple claims, first insurance, cancelled for non-payment…)
Our insurance products are available in the provinces of Ontario, British Columbia, Alberta or Quebec. The Unpaid rents and Damage by tenants protections are only available in Ontario and Quebec.
7 days to simply cancel your policy. No pain, 100% refundable, provided there’s no claim.
Free & helpful advice direct to your inbox.
We are the first and only insurance provider protecting what really matters to you: unpaid rents and damage by tenants. APRIL is insuring all rental suites. Whether you’re renting out a: secondary suite, granny flat, in-law suite, basement apartment, garage apartment, garden suite, coach house… Our insurance solution is perfect for property owners who live in one unit of their multi-plex and rent the other(s). For those having trouble finding insurance, we are here too! We can help property owners who got cancelled by their former insurer (for non payment or claims for example). So for simple, fast, convenient and comprehensive protection, choose APRIL.